|
|||||||||||||||||||||||||||||||
WEEKLY QUOTE
“The
road to someday leads to a town of nowhere.”
- Tony Robbins
WEEKLY TIP
Remember
that you can give gifts of a present interest of up to $13,000 to anyone in 2012
without incurring federal gift tax. (For the 2012 tax year, the lifetime gift
tax exclusion is set at $5,120,000.)
WEEKLY RIDDLE
George
lives on the 26th floor of an apartment building. Each day, he takes the
elevator down to lobby and goes to work. When he returns home, he stands in
the lobby and presses the elevator button for the 20th floor, gets off on
that floor and walks 6 flights up to his residence without stopping. Why
doesn’t he just press the button for the 26th floor?
Last week’s riddle:
What do the letter T and an island have in common?
Last week’s answer:
They
are both in the middle of water.
|
December 24,
2012
HOW LONG WILL THE FISCAL CLIFF IMPASSE
LAST?
Hopes
for a fiscal cliff deal dwindled last week as the "Plan B" proposal
backed by House Speaker John Boehner failed to attract enough support.
Friday, President Obama urged lawmakers to craft a smaller-scale bill that
could at least protect long-term jobless benefits and sustain the Bush-era
tax cuts for Americans making $250,000 or less. The “Plan B” bill proposed a
tax hike for those making more than $1 million; the President has proposed
raising taxes on those with incomes of $400,000 or greater. Negotiations
resume this week; House Minority Leader Nancy Pelosi believes that “there’s
still a chance” of a deal happening before 2013.1,2
BIG ANNUAL GAINS IN HOME SALES, HOUSING
STARTS
Existing
home sales rose 5.9% in November, according to the National Association of
Realtors; they were up 14.5% from a year before. While housing starts fell
3.0% last month, the Census Bureau noted a 21.6% yearly gain in the
indicator. November also saw a 3.6% rise in building permits, with the annual
gain at 26.8%.3
MORE SPENDING,
LESS OPTIMISM
Consumer
spending advanced 0.4% in November, rebounding after a 0.1% retreat in
October. The Bureau of Economic Analysis also cited a 0.6% gain in personal
incomes last month. However, December’s final consumer sentiment survey from
the University of Michigan hit a five-month low of 72.9, down 1.6% from
November.4
HARD GOODS
ORDERS TOP EXPECTATIONS
Durable
goods orders rose 0.7% in November, the Census Bureau noted. Economists
polled by MarketWatch had expected only a 0.1% overall gain.5
AS CLIFF TALKS STALL, STOCKS MANAGE TO
RISE
The
S&P 500 rose 1.17% last week even with uncertainty lingering on Wall
Street. It settled Friday at 1,430.15. The NASDAQ (+1.67% to 3,021.21) and
Dow (+0.43% to 13,190.84) also advanced across the last full trading week of
2012. Gold ended the week at just $1,660.10 an ounce on the COMEX after a
$14.20 Friday gain. NYMEX crude settled at $88.66 per barrel Friday.4,6,7
THIS WEEK: Monday is
Christmas Eve; the NYSE will close at 1:00pm EST and take Christmas Day off.
October’s S&P/Case-Shiller Home Price Index arrives Wednesday. Thursday, the Conference Board’s latest consumer
confidence index appears along with Census Bureau data on November new home
sales. The National Association of Realtors releases its November pending
home sales report on Friday.
Sources: thestreet.com, usatoday.com, bigcharts.com, treasury.gov - 12/21/124,6,8,9,10
Indices are unmanaged, do not
incur fees or expenses, and cannot be invested into directly.
These returns do not include
dividends.
|
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free to forward this article to family, friends or colleagues.
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«RepresentativeDisclosure»
This material was prepared by
MarketingLibrary.Net Inc., and does not necessarily represent the views of
the presenting party, nor their affiliates. Marketing Library.Net Inc. is not
affiliated with any broker or brokerage firm that may be providing this
information to you. This information should not be construed as investment,
tax or legal advice and may not be relied on for the purpose of avoiding any
Federal tax penalty. The Dow Jones Industrial Average is a price-weighted
index of 30 actively traded blue-chip stocks. The NASDAQ Composite Index is
an unmanaged, market-weighted index of all over-the-counter common stocks
traded on the National Association of Securities Dealers Automated Quotation
System. The Standard & Poor's 500 (S&P 500) is an unmanaged group of
securities considered to be representative of the stock market in general. It
is not possible to invest directly in an index. NYSE Group, Inc. (NYSE:NYX)
operates two securities exchanges: the New York Stock Exchange (the “NYSE”)
and NYSE Arca (formerly known as the Archipelago Exchange, or ArcaEx®, and
the Pacific Exchange). NYSE Group is a leading provider of securities listing,
trading and market data products and services. The New York Mercantile
Exchange, Inc. (NYMEX) is the world's largest physical commodity futures
exchange and the preeminent trading forum for energy and precious metals,
with trading conducted through two divisions – the NYMEX Division, home to
the energy, platinum, and palladium markets, and the COMEX Division, on which
all other metals trade. Additional risks are associated with international
investing, such as currency fluctuations, political and economic instability
and differences in accounting standards. All information is believed to be
from reliable sources; however we make no representation as to its
completeness or accuracy. All economic and performance data is historical and
not indicative of future results. Market indices discussed are unmanaged.
Investors cannot invest in unmanaged indices. The publisher is not engaged in
rendering legal, accounting or other professional services. If assistance is
needed, the reader is advised to engage the services of a competent
professional.
Citations.
1 - money.cnn.com/2012/12/21/investing/stocks-markets/index.html
[12/21/12]
2 - www.marketwatch.com/story/boehner-not-walking-away-from-cliff-talks-2012-12-21
[12/21/12]
3 - money.msn.com/now/post.aspx?post=804aa73d-050d-4fe5-8985-28861e824d7d
[12/21/12]
4 - www.thestreet.com/story/11799242/1/stock-market-story-dec-21.html
[12/21/12]
5 - www.marketwatch.com/story/november-durable-goods-orders-jump-07-2012-12-21
[12/21/12]
6 - www.usatoday.com/money/markets/overview/
[12/21/12]
7 - montoyaregistry.com/Financial-Market.aspx?financial-market=retirement-investment-funds&category=3
[12/21/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=12%2F21%2F11&x=0&y=0
[12/21/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=12%2F21%2F11&x=0&y=0
[12/21/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=12%2F21%2F11&x=0&y=0
[12/21/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=12%2F21%2F07&x=0&y=0
[12/21/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=12%2F21%2F07&x=0&y=0
[12/21/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=12%2F21%2F07&x=0&y=0
[12/21/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=12%2F20%2F02&x=0&y=0
[12/21/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=12%2F20%2F02&x=0&y=0
[12/21/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=12%2F20%2F02&x=0&y=0
[12/21/12]
9 -
treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyield
[12/21/12]
9 -
treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyieldAll
[12/21/12]
10 - treasurydirect.gov/instit/annceresult/press/preanre/2002/ofm71002.pdf
[7/10/02]
|
Thursday, December 27, 2012
Economic Update for the week of December 24th, 2012
Tuesday, December 18, 2012
Economic Update for the week of December 17th, 2012
|
|||||||||||||||||||||||||||||||
WEEKLY QUOTE
“The
first time someone shows you who they are, believe them.”
- Maya Angelou
WEEKLY TIP
The
“buy now, pay later” mentality is a path to excessive debt. Save now and buy
later instead.
WEEKLY RIDDLE
What
do the letter T and an island have in common?
Last week’s riddle:
Victor is assigned to paint suite numbers on doors at an office
building with 100 suites, which will be numbered from 1 to 100. How many
times will he have to paint the number 8?
Last week’s answer:
20
times – 8, 18, 28, 38, 48, 58, 68, 78, 80, 81, 82, 83, 84, 85, 86, 87, 88
(which has two eights in it), 89 and 98.
|
December 17,
2012
INFLATION DECLINES
With
gasoline costs falling 7.4% in November and energy costs dipping 4.1% on the
whole, it is hardly a surprise that the federal government’s Consumer Price
Index fell 0.3% last month – its first decline since May. Core consumer
prices rose 0.1%. The Producer Price Index also retreated 0.8% in November.
In the past 12 months, America has seen 1.8% overall consumer inflation and 1.5%
overall wholesale inflation. In AAA’s December 13 survey, unleaded gasoline
was averaging $3.29 per gallon nationally – down 68¢ from its 2012 peak.1,2
IF JOBLESS RATE HITS 6.5%, FED MIGHT
RAISE RATES
In
a remarkably specific policy announcement, the Federal Reserve’s Open Market
Committee said that the central bank would keep interest rates at historic
lows “at least as long” as unemployment exceeds 6.5% and inflation is
projected at 2.5% or less. If the jobless rate continues to fall as it has since
July, the Fed could end up adjusting rates prior to 2015. The central bank
also said it will buy more debt – it will purchase $45 billion of Treasury
bonds per month starting in January.1,3,4,5
RETAIL SALES
IMPROVE 0.3%
November’s
increase was a nice rebound from the 0.3% slip the Commerce Department had
reported for October. Economists surveyed by Bloomberg had projected a
November gain of 0.5%, however.5
STOCKS LOSE GROUND, NO PROGRESS IN
WASHINGTON
Major
stock indices declined last week as follows: S&P 500, -0.32% to 1,413.58;
NASDAQ, -0.23% to 2,971.33; DJIA, -0.15% to 13,135.01. While President Obama
and House Speaker John Boehner met privately last Thursday, there was no sign
of a fiscal cliff deal emerging in the nation’s capital. Oil settled Friday
at $86.73, and gold settled Friday at $1,697.00.6,7,8
THIS WEEK: No major
U.S. economic releases are scheduled to come out on Monday. Tuesday, a new
NAHB Housing Market Index arrives and Oracle offers a new earnings report. Wednesday,
we learn about November housing starts and FedEx, Bed Bath & Beyond, Accenture
and General Mills come out with earnings. Thursday, the final estimate of Q3
GDP, November existing home sales numbers, the Conference Board index of
leading indicators and weekly jobless claims figures complement earnings from
Nike, Micron, ConAgra, CarMax, Darden Restaurants, Discover Financial, Rite
Aid and RIM. Friday brings the final University of Michigan consumer
sentiment survey for December and reports on durable goods orders and
consumer spending for November.
Sources: usatoday.com, cnbc.com, bigcharts.com, treasury.gov, treasurydirect.gov - 12/14/126,7,8,10,11,12
Indices are unmanaged, do not
incur fees or expenses, and cannot be invested into directly.
These returns do not include
dividends.
|
||||||||||||||||||||||||||||||
Please feel
free to forward this article to family, friends or colleagues.
If you would like us to add them to our distribution list, please reply with their address. We will contact them first and request their permission to add them to our list. |
|||||||||||||||||||||||||||||||
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|||||||||||||||||||||||||||||||
«RepresentativeDisclosure»
This material was prepared by
MarketingLibrary.Net Inc., and does not necessarily represent the views of
the presenting party, nor their affiliates. Marketing Library.Net Inc. is not
affiliated with any broker or brokerage firm that may be providing this
information to you. This information should not be construed as investment,
tax or legal advice and may not be relied on for the purpose of avoiding any
Federal tax penalty. The Dow Jones Industrial Average is a price-weighted
index of 30 actively traded blue-chip stocks. The NASDAQ Composite Index is
an unmanaged, market-weighted index of all over-the-counter common stocks
traded on the National Association of Securities Dealers Automated Quotation
System. The Standard & Poor's 500 (S&P 500) is an unmanaged group of
securities considered to be representative of the stock market in general. It
is not possible to invest directly in an index. NYSE Group, Inc. (NYSE:NYX)
operates two securities exchanges: the New York Stock Exchange (the “NYSE”)
and NYSE Arca (formerly known as the Archipelago Exchange, or ArcaEx®, and
the Pacific Exchange). NYSE Group is a leading provider of securities
listing, trading and market data products and services. The New York
Mercantile Exchange, Inc. (NYMEX) is the world's largest physical commodity
futures exchange and the preeminent trading forum for energy and precious
metals, with trading conducted through two divisions – the NYMEX Division,
home to the energy, platinum, and palladium markets, and the COMEX Division,
on which all other metals trade. Additional risks are associated with
international investing, such as currency fluctuations, political and
economic instability and differences in accounting standards. All information
is believed to be from reliable sources; however we make no representation as
to its completeness or accuracy. All economic and performance data is
historical and not indicative of future results. Market indices discussed are
unmanaged. Investors cannot invest in unmanaged indices. The publisher is not
engaged in rendering legal, accounting or other professional services. If
assistance is needed, the reader is advised to engage the services of a
competent professional.
Citations.
1 - www.bloomberg.com/news/2012-12-14/consumer-prices-in-u-s-decline-more-than-forecast-in-november.html
[12/14/12]
2 - www.businessweek.com/news/2012-12-13/wholesale-prices-in-u-dot-s-dot-fell-more-than-forecast-in-november
[12/13/12]
3 - www.cnbc.com/id/100311233 [12/13/12]
4 - www.federalreserve.gov/newsevents/press/monetary/20121212a.htm
[12/12/12]
5 - www.bloomberg.com/news/2012-12-13/retail-sales-increase-as-americans-snap-up-autos-electronics.html
[12/13/12]
6 - www.usatoday.com/money/markets/overview/
[12/14/12]
7 - www.cnbc.com/id/100315158 [12/14/12]
8 - online.wsj.com/mdc/page/marketsdata.html
[12/14/12]
9 - montoyaregistry.com/Financial-Market.aspx?financial-market=retirement-investment-funds&category=3
[12/14/12]
10 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=12%2F14%2F11&x=0&y=0
[12/14/12]
10 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=12%2F14%2F11&x=0&y=0
[12/14/12]
10 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=12%2F14%2F11&x=0&y=0
[12/14/12]
10 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=12%2F14%2F07&x=0&y=0
[12/14/12]
10 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=12%2F14%2F07&x=0&y=0
[12/14/12]
10 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=12%2F14%2F07&x=0&y=0
[12/14/12]
10 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=12%2F13%2F02&x=0&y=0
[12/14/12]
10 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=12%2F13%2F02&x=0&y=0
[12/14/12]
10 - bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=12%2F13%2F02&x=0&y=0
[12/14/12]
11 -
treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyield
[12/14/12]
11 -
treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyieldAll
[12/14/12]
12 - treasurydirect.gov/instit/annceresult/press/preanre/2002/ofm71002.pdf
[7/10/02]
|
Wednesday, December 12, 2012
Economic Update for the week of Dec. 10th, 2012
|
|||||||||||||||||||||||||||||||
WEEKLY QUOTE
“Intelligence
without ambition is a bird without wings.”
- Salvador DalÃ
WEEKLY TIP
Self-employed?
The annual deadline to set up a Keogh plan is December 31, and Keogh
contributions for 2012 can be made up to the due date for filing your tax
return.
WEEKLY RIDDLE
Victor
is assigned to paint suite numbers on doors at an office building with 100
suites, which will be numbered from 1 to 100. How many times will he have to
paint the number 8?
Last week’s riddle:
Liz went into a convenience store at 1:58am on a Sunday morning
to get a coffee. She drove six miles away and then returned to the store to
get a lotto ticket ... also at 1:58am. The store’s clock was working
perfectly, so how could it be 1:58am again when she returned?
Last week’s answer:
Liz
made her trips to the convenience store during the morning when clocks were
set back an hour at the end of Daylight Saving Time (at 2:00am).
|
December 10,
2012
JOBLESS RATE DROPS, SURPRISING ANALYSTS
Non-farm
payrolls expanded by 146,000 positions in November. Economists polled by
Reuters had expected only 93,000 new jobs because of the impact of Superstorm
Sandy. Yet while the jobless rate dipped to 7.7% last month, it was largely
because fewer people sought work; the labor force participation rate was 63.6%,
scraping an all-time low. The economy has added an average of 151,000 jobs a
month in 2012, about 25% less than the growth needed to dramatically reduce
unemployment.1,2
SENTIMENT INDEX SLIPS
The
fiscal cliff issue and ferocious weather may have been big factors in the sudden
8.2% drop in the University of Michigan’s consumer sentiment index.
November’s 74.5 preliminary reading was far from the number (82.7) that
economists surveyed by Reuters had forecast.2
MANUFACTURING
CONTRACTS
For
November, the Institute for Supply Management gauged service sector expansion
and manufacturing sector contraction. ISM’s manufacturing index fell to 49.5
for the month, down from 51.7 in October. The non-manufacturing index was at
54.7, improved from October’s 54.2 mark.3
MIXED WEEK FOR STOCKS, NO PROGRESS AT
THE CLIFF
With
the fiscal cliff less than four weeks away, neither Democrats nor Republicans
were citing any compromise on tax rates on Capitol Hill (though the idea of
setting the top federal tax bracket at 37% rather than 39.6% had emerged). House
Speaker John Boehner said that the White House had “wasted another week” due to
the Obama administration’s stubbornness; House Democratic leader Nancy Pelosi
felt that the Republican leadership was just as inflexible. The major index
performance for the week: Dow, +0.99% to 13,155.13; NASDAQ, -1.07% to
2,978.04; S&P 500, +0.13% to 1,418.07. Oil ended the week at just $85.93
a barrel on the NYMEX and gold settled Friday at $1,705.50 an ounce on the
COMEX.2,4,5,6,7
THIS WEEK: No major
U.S. economic releases are scheduled for Monday. On Tuesday, Dollar General
reports earnings. Wednesday, the Federal Reserve makes a policy announcement
(with a corresponding press conference), OPEC wraps up a meeting of its oil
ministers, and Costco unveils its latest earnings. The Census Bureau’s
November retail sales numbers arrive on Thursday, along with November’s PPI,
the latest weekly jobless claims figures and earnings from Hovnanian, Pier 1
Imports and Adobe Systems. Friday sees the release of the November CPI and
data on November’s industrial production.
Sources: cnbc.com, bigcharts.com, treasury.gov, treasurydirect.gov - 12/7/122,8,9,10
Indices are unmanaged, do not
incur fees or expenses, and cannot be invested into directly.
These returns do not include
dividends.
|
||||||||||||||||||||||||||||||
Please feel
free to forward this article to family, friends or colleagues.
If you would like us to add them to our distribution list, please reply with their address. We will contact them first and request their permission to add them to our list. |
|||||||||||||||||||||||||||||||
|
|||||||||||||||||||||||||||||||
«RepresentativeDisclosure»
This material was prepared by
MarketingLibrary.Net Inc., and does not necessarily represent the views of
the presenting party, nor their affiliates. Marketing Library.Net Inc. is not
affiliated with any broker or brokerage firm that may be providing this
information to you. This information should not be construed as investment,
tax or legal advice and may not be relied on for the purpose of avoiding any
Federal tax penalty. The Dow Jones Industrial Average is a price-weighted
index of 30 actively traded blue-chip stocks. The NASDAQ Composite Index is
an unmanaged, market-weighted index of all over-the-counter common stocks
traded on the National Association of Securities Dealers Automated Quotation
System. The Standard & Poor's 500 (S&P 500) is an unmanaged group of
securities considered to be representative of the stock market in general. It
is not possible to invest directly in an index. NYSE Group, Inc. (NYSE:NYX)
operates two securities exchanges: the New York Stock Exchange (the “NYSE”)
and NYSE Arca (formerly known as the Archipelago Exchange, or ArcaEx®, and
the Pacific Exchange). NYSE Group is a leading provider of securities
listing, trading and market data products and services. The New York Mercantile
Exchange, Inc. (NYMEX) is the world's largest physical commodity futures
exchange and the preeminent trading forum for energy and precious metals,
with trading conducted through two divisions – the NYMEX Division, home to
the energy, platinum, and palladium markets, and the COMEX Division, on which
all other metals trade. Additional risks are associated with international
investing, such as currency fluctuations, political and economic instability
and differences in accounting standards. All information is believed to be
from reliable sources; however we make no representation as to its
completeness or accuracy. All economic and performance data is historical and
not indicative of future results. Market indices discussed are unmanaged.
Investors cannot invest in unmanaged indices. The publisher is not engaged in
rendering legal, accounting or other professional services. If assistance is
needed, the reader is advised to engage the services of a competent
professional.
Citations.
1 - www.reuters.com/article/2012/12/07/us-usa-economy-idUSBRE8B605F20121207
[12/7/12]
2 - www.cnbc.com/id/100289757 [12/7/12]
3 - www.ism.ws/ISMReport/NonMfgROB.cfm [12/5/12]
4 - www.cnn.com/2012/12/07/politics/fiscal-cliff/index.html [11/27/12]
5 - www.politico.com/story/2012/12/boehner-on-fiscal-cliff-no-progress-to-report-84753.html
[12/7/12]
6 - www.bloomberg.com/news/2012-12-07/soybeans-corn-fall-most-in-three-weeks-commodities-at-close.html
[12/7/12]
7 - montoyaregistry.com/Financial-Market.aspx?financial-market=retirement-investment-funds&category=3
[12/7/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=12%2F7%2F11&x=0&y=0
[12/7/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=12%2F7%2F11&x=0&y=0
[12/7/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=12%2F7%2F11&x=0&y=0
[12/7/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=12%2F7%2F07&x=0&y=0
[12/7/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=12%2F7%2F07&x=0&y=0
[12/7/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=12%2F7%2F07&x=0&y=0
[12/7/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=12%2F6%2F02&x=0&y=0
[12/7/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=12%2F6%2F02&x=0&y=0
[12/7/12]
8 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=12%2F6%2F02&x=0&y=0
[12/7/12]
9 -
treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyield
[12/7/12]
9 -
treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyieldAll
[12/7/12]
10 - treasurydirect.gov/instit/annceresult/press/preanre/2002/ofm71002.pdf
[7/10/02]
|
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