Economic Update for the week of April 26th, 2016

WEEKLY ECONOMIC UPDATE
WEEKLY QUOTE               “The wisest mind has something yet to learn.”      - George Santayana           WEEKLY TIP               If your parent has cognitive issues that make bill paying difficult, ask them if they might want to consider arranging automatic payments, or having their mail delivered to your address or a P.O. Box, so that you may review their bills and statements.          WEEKLY RIDDLE              Sandra is running in a half-marathon and she passes the second person in the race. What position is she in?    Last week’s riddle: It may contain a thousand wheels, yet it never moves despite spending all day in the sun. What is it?       Last week’s answer: A parking lot.	April 26, 2016    HOME SALES REBOUND Bouncing back from a drop of 7.3% in February, existing home sales improved 5.1% last month. In its March report, the National Association of Realtors announced a median sale price of $222,700, 5.7% higher than a year ago.1,2     BUILDERS BREAK GROUND ON FEWER PROJECTS While home sales increased last month, the pace of both housing starts and building permits declined. Census Bureau data shows an 8.8% reduction in groundbreaking for March. Building permits were down 7.7% for the month.1,2    OIL PRICES RISE FOR A THIRD STRAIGHt WEEK WTI crude settled at $43.73 on the NYMEX Friday. Expectations of declining production helped oil gain 4.8% in five trading days. Gasoline futures were also up 4.8% on the week.3 DOW CLOSES ABOVE 18,000 For the week, the DJIA rose 0.59% to a Friday settlement of 18,003.75. The S&P 500 advanced 0.52% in five days to close at 2,091.58 as the trading week ended. The Nasdaq retreated 0.65% for the week to 4,906.23.4    THIS WEEK: March new home sales figures appear Monday, plus earnings from Express Scripts, Halliburton, and Xerox. Tuesday features the Conference Board’s April consumer confidence index, February’s Case-Shiller home price index, and earnings from 3M, Aflac, Akamai, Apple, AT&T, Capital One, Chipotle, Coach, Corning, eBay, Eli Lilly, Freeport-McMoRan, HealthSouth, Hershey, Ingersoll-Rand, JetBlue, Office Depot, Panera, Procter & Gamble, Public Storage, T-Mobile, Twitter, U.S. Steel, Whirlpool, and Wynn Resorts. Wednesday, a new Federal Reserve policy statement and NAR’s March pending home sales index complement earnings from Ameriprise, Anthem, Blackrock, Boeing, Cheesecake Factory, Comcast, Facebook, Dr. Pepper Snapple, Garmin, GlaxoSmithKline, Goodyear, Hilton, Lear, Marriott, O’Reilly, PayPal, and Texas Instruments. The BEA’s first estimate of Q1 GDP arrives Thursday, plus initial claims and earnings from Aetna, Altria, Amazon, Amgen, Baidu, Beazer, Bristol-Myers Squibb, Coca-Cola, Colgate-Palmolive, ConocoPhillips, Dow Chemical, Dunkin’ Brands, Domino’s, Expedia, Ford Motor Co., LinkedIn, MasterCard, Pandora, Raytheon, Time Warner Cable, UPS, Waste Management, and Western Digital. Friday sees the release of the University of Michigan’s final April consumer sentiment index, March personal spending figures, and earnings from AMC, Chevron, ExxonMobil, Philipps 66, Praxair, and Royal Caribbean Cruises.   % CHANGE Y-T-D 1-YR CHG 5-YR AVG 10-YR AVG DJIA +3.32 -0.19 +8.79 +5.87 NASDAQ -2.02 -2.56 +14.79 +10.77 S&P 500 +2.33 -0.78 +11.28 +5.95 REAL YIELD 4/22 RATE 1 YR AGO 5 YRS AGO 10 YRS AGO 10 YR TIPS 0.25% 0.12% 0.83% 2.39%   Sources: wsj.com, bigcharts.com, treasury.gov - 4/22/165,6,7,8 Indices are unmanaged, do not incur fees or expenses, and cannot be invested into directly. These returns do not include dividends. 10-year TIPS real yield = projected return at maturity given expected inflation.
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«RepresentativeDisclosure»   This material was prepared by MarketingPro, Inc., and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate. Please note - investing involves risk, and past performance is no guarantee of future results. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service, and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment. The Dow Jones Industrial Average is a price-weighted index of 30 actively traded blue-chip stocks. The NASDAQ Composite Index is an unmanaged, market-weighted index of all over-the-counter common stocks traded on the National Association of Securities Dealers Automated Quotation System. The Standard & Poor's 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general. It is not possible to invest directly in an index. NYSE Group, Inc. (NYSE:NYX) operates two securities exchanges: the New York Stock Exchange (the “NYSE”) and NYSE Arca (formerly known as the Archipelago Exchange, or ArcaEx®, and the Pacific Exchange). NYSE Group is a leading provider of securities listing, trading and market data products and services. The New York Mercantile Exchange, Inc. (NYMEX) is the world's largest physical commodity futures exchange and the preeminent trading forum for energy and precious metals, with trading conducted through two divisions – the NYMEX Division, home to the energy, platinum, and palladium markets, and the COMEX Division, on which all other metals trade. Additional risks are associated with international investing, such as currency fluctuations, political and economic instability and differences in accounting standards. This material represents an assessment of the market environment at a specific point in time and is not intended to be a forecast of future events, or a guarantee of future results. Past performance is no guarantee of future results. Investments will fluctuate and when redeemed may be worth more or less than when originally invested. All economic and performance data is historical and not indicative of future results. Market indices discussed are unmanaged. Investors cannot invest in unmanaged indices. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional.   Citations. 1 - investors.com/news/economy/existing-home-sales-rise-in-march-as-tight-supply-lifts-prices/ [4/20/16] 2 - investing.com/economic-calendar/ [4/22/16] 3 - marketwatch.com/story/oil-rises-on-weaker-greenback-signs-of-slowing-production-2016-04-22 [4/22/16] 4 - markets.on.nytimes.com/research/markets/usmarkets/usmarkets.asp [4/22/16] 5 - markets.wsj.com/us [4/22/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=4%2F22%2F15&x=0&y=0 [4/22/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=4%2F22%2F15&x=0&y=0 [4/22/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=4%2F22%2F15&x=0&y=0 [4/22/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=4%2F21%2F11&x=0&y=0 [4/22/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=4%2F21%2F11&x=0&y=0 [4/22/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=4%2F21%2F11&x=0&y=0 [4/22/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=4%2F20%2F06&x=0&y=0 [4/22/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=4%2F20%2F06&x=0&y=0 [4/22/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=4%2F20%2F06&x=0&y=0 [4/22/16]                7 - treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyield [4/22/16] 8 - treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyieldAll [4/22/16]

Economic Update for the week of April 19th, 2016

WEEKLY ECONOMIC UPDATE WEEKLY QUOTE               “It is amazing what you can accomplish if you do not care who gets the credit.”      - Harry S. Truman           WEEKLY TIP               Think twice about canceling an old whole life insurance policy. If it has sufficient value, you may be able to convert it to a term policy at no charge.          WEEKLY RIDDLE              It may contain a thousand wheels, yet it never moves despite spending all day in the sun. What is it?    Last week’s riddle: Three women each have two daughters. They are all having dinner at a cafe. The café has but seven chairs. All the women are seated. How is this possible?       Last week’s answer: The seven women eating are a grandmother, her two daughters, and her four granddaughters. April 19, 2016    HOW WEAK WAS FIRST-QUARTER GROWTH? Economists have reason to wonder given the latest retail sales, industrial output, and inflation figures. Overall retail purchases fell 0.3% in March, though they rose 0.2% minus auto buying; analysts polled by MarketWatch expected a 0.1% gain for the headline number and a 0.5% gain for the core number. Industrial production slipped 0.6% in March, matching the retreat in February. The Consumer Price Index rose only 0.1% last month while the Producer Price Index declined 0.1%.1     CONSUMERS A BIT LESS UPBEAT The preliminary April consumer sentiment index from the University of Michigan came in at 89.7 last week, down from 91.0 at the end of March. A year ago, the index stood at 95.9.1,2    CHEAPEST MORTGAGES IN NEARLY 3 YEARS Freddie Mac’s April 14 Primary Mortgage Market Survey found the average interest rate on a 30-year home loan at 3.58%, a low unseen since May 2013. You can credit demand for Treasuries; the 10-year Treasury yield fell to 1.65% earlier this month.3        STOCKS RISE IN FIRST WEEK OF EARNINGS SEASON Across April 11-15, the S&P 500 gained 1.62% to a Friday settlement of 2,080.73. Greater weekly gains came for the Nasdaq and Dow; the former rose 1.80%, to 4,938.22, while the latter advanced 1.82%, to 17,897.46.4    THIS WEEK: Celanese, Hasbro, IBM, J.B. Hunt, Morgan Stanley, Netflix, PepsiCo, Royal Caribbean Cruises, and W.W. Grainger all announce earnings Monday. Data on March housing starts and building permits appears Tuesday, plus earnings from Comerica, Discover, Goldman Sachs, Harley-Davidson, Intel, Johnson & Johnson, Yahoo!, Northern Trust, Philip Morris, TD Ameritrade, and UnitedHealth. March existing home sales figures are out Wednesday, plus earnings from Abbott Labs, American Express, Citrix, Coca-Cola, CoreLogic, DISH Network, Mattel, Stryker, Newmont Mining, Qualcomm, Raymond James, U.S. Bancorp, United Rentals, and Yum! Brands. Thursday brings a new initial claims report, the latest Conference Board leading indicators, and earnings from Alaska Air, Alphabet, BoNY Mellon, BB&T, Biogen, Briggs & Stratton, D.R. Horton, General Motors, Hanesbrands, IMAX, Microsoft, E*Trade, Norfolk Southern, Nucor, PulteGroup, Schlumberger, Sherwin-Williams, Skechers, Snap-On, Southwest Airlines, Stanley Black & Decker, Starbucks, Travelers, Under Armour, Union Pacific, Verizon, and VISA. Friday’s earnings parade includes American Airlines, AutoNation, Caterpillar, GE, Honeywell, Kimberly-Clark, and McDonalds.    % CHANGE Y-T-D 1-YR CHG 5-YR AVG 10-YR AVG DJIA +2.71 -1.19 +9.00 +6.07 NASDAQ -1.38 -1.45 +15.72 +11.23 S&P 500 +1.80 -1.23 +11.53 +6.14 REAL YIELD 4/15 RATE 1 YR AGO 5 YRS AGO 10 YRS AGO 10 YR TIPS 0.20% 0.07% 0.82% 2.48%   Sources: wsj.com, bigcharts.com, treasury.gov - 4/15/165,6,7,8 Indices are unmanaged, do not incur fees or expenses, and cannot be invested into directly. These returns do not include dividends. 10-year TIPS real yield = projected return at maturity given expected inflation. Please feel free to forward this article to family, friends or colleagues. If you would like us to add them to our distribution list, please reply with their address. We will contact them first and request their permission to add them to our list. «RepresentativeDisclosure»   This material was prepared by MarketingPro, Inc., and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate. Please note - investing involves risk, and past performance is no guarantee of future results. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service, and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment. The Dow Jones Industrial Average is a price-weighted index of 30 actively traded blue-chip stocks. The NASDAQ Composite Index is an unmanaged, market-weighted index of all over-the-counter common stocks traded on the National Association of Securities Dealers Automated Quotation System. The Standard & Poor's 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general. It is not possible to invest directly in an index. NYSE Group, Inc. (NYSE:NYX) operates two securities exchanges: the New York Stock Exchange (the “NYSE”) and NYSE Arca (formerly known as the Archipelago Exchange, or ArcaEx®, and the Pacific Exchange). NYSE Group is a leading provider of securities listing, trading and market data products and services. The New York Mercantile Exchange, Inc. (NYMEX) is the world's largest physical commodity futures exchange and the preeminent trading forum for energy and precious metals, with trading conducted through two divisions – the NYMEX Division, home to the energy, platinum, and palladium markets, and the COMEX Division, on which all other metals trade. Additional risks are associated with international investing, such as currency fluctuations, political and economic instability and differences in accounting standards. This material represents an assessment of the market environment at a specific point in time and is not intended to be a forecast of future events, or a guarantee of future results. Past performance is no guarantee of future results. Investments will fluctuate and when redeemed may be worth more or less than when originally invested. All economic and performance data is historical and not indicative of future results. Market indices discussed are unmanaged. Investors cannot invest in unmanaged indices. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional.   Citations. 1 - marketwatch.com/economy-politics/calendars/economic [4/15/16] 2 - sca.isr.umich.edu/ [4/15/16] 3 - reuters.com/article/us-usa-mortgages-freddie-mac-idUSKCN0XB2E0 [4/14/16] 4 - markets.on.nytimes.com/research/markets/usmarkets/usmarkets.asp [4/15/16] 5 - markets.wsj.com/us [4/15/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=4%2F15%2F15&x=0&y=0 [4/15/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=4%2F15%2F15&x=0&y=0 [4/15/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=4%2F15%2F15&x=0&y=0 [4/15/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=4%2F15%2F11&x=0&y=0 [4/15/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=4%2F15%2F11&x=0&y=0 [4/15/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=4%2F15%2F11&x=0&y=0 [4/15/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=4%2F13%2F06&x=0&y=0 [4/15/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=4%2F13%2F06&x=0&y=0 [4/15/16] 6 - bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=4%2F13%2F06&x=0&y=0 [4/15/16]                7 - treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyield [4/15/16] 8 - treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyieldAll [4/15/16]

Economic update for the week of April 12th, 2016

WEEKLY ECONOMIC UPDATE
WEEKLY QUOTE               “True friends are those who really know you but love you anyway.”      - Edna Buchanan           WEEKLY TIP               Own a business? Think about having an accountant look at your books several times a year. Having a professional opinion on your books can be valuable at any time, not just tax time.          WEEKLY RIDDLE              Three women each have two daughters. They are all having dinner at a cafe. The café has but seven chairs. All the women are seated. How is this possible?    Last week’s riddle: You have 7 onions in a bag, and you will distribute them to 7 people. As you finish handing them out, there is still 1 onion left in the bag. How is this possible?       Last week’s answer: As you hand out the last onion, you leave it inside the bag.	April 12, 2016    FED: APRIL MIGHT BE TOO SOON FOR A RATE HIKE That was the message Wall Street gleaned from the Federal Reserve’s March policy meeting minutes. Several Fed officials, the minutes stated, felt that “raising the target range as soon as April would signal a sense of urgency” that would be untimely. Another passage noted broad support for “a lower path of the federal funds rate relative to December” (in other words, a shallower ascent for the benchmark interest rate across 2016). Still, some officials saw merit in an April rate move should economic indicators show significant upside.1     PACE OF GROWTH PICKS UP IN THE SERVICE SECTOR In March, the Institute for Supply Management’s non-manufacturing PMI rose 1.1 points to 54.5. It was the first gain for that PMI in five months. The index had a reading of 56 or higher during most of 2015.2    OIL JUMPs 8% IN A WEEK; GOLD, SILVER ALSO RISE West Texas Intermediate crude settled at $39.72 a barrel Friday, its weekly ascent aided by a 6.6% Friday gain helped by an announcement of declining rig count. Gasoline futures were up 4.4% for the week. April 4-8 also represented the best week for gold and silver since mid-March (in fact, it was silver’s finest week in over a month). Gold advanced 1.7% in five days on the COMEX, closing Friday at $1,243.80 an ounce. Silver futures rose 2.0% in the same interval, settling Friday in New York at $15.38 per ounce.3,4        STOCKS LOSE SOME GROUND A rocky week ended with 5-day losses for each of the major indices: the S&P 500 fell 1.21% to 2,047.60; the Nasdaq Composite, 1.30% to 4,850.69; and the Dow Jones Industrial Average, 1.21% to 17,576.96. Even so, all three benchmarks were up at least 3.4% month-over-month at Friday’s closing bell.5    THIS WEEK: Earnings season starts Monday as Alcoa presents Q1 results. On Tuesday, earnings emerge from CSX Corporation and Fastenal. Wednesday, investors consider March retail sales numbers, a new Fed Beige Book, the March PPI, and Q1 results from JPMorgan Chase and Pier 1. New initial claims figures and the March CPI arrive Thursday, plus earnings news from Bank of America, BlackRock, Delta Air Lines, Progressive, and Wells Fargo. Friday offers the preliminary edition of the University of Michigan’s April consumer sentiment index, a report on March industrial output and earnings announcements from Charles Schwab, Citigroup, Regions Financial, and Seagate Technology.    % CHANGE Y-T-D 1-YR CHG 5-YR AVG 10-YR AVG DJIA +0.87 -1.82 +8.40 +5.81 NASDAQ -3.13 -2.02 +14.89 +10.74 S&P 500 +0.18 -1.65 +10.83 +5.81 REAL YIELD 4/8 RATE 1 YR AGO 5 YRS AGO 10 YRS AGO 10 YR TIPS 0.14% 0.08% 0.95% 2.43%   Sources: wsj.com, bigcharts.com, treasury.gov - 4/8/166,7,8,9 Indices are unmanaged, do not incur fees or expenses, and cannot be invested into directly. These returns do not include dividends. 10-year TIPS real yield = projected return at maturity given expected inflation.
Please feel free to forward this article to family, friends or colleagues. If you would like us to add them to our distribution list, please reply with their address. We will contact them first and request their permission to add them to our list.
«RepresentativeDisclosure»   This material was prepared by MarketingPro, Inc., and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate. Please note - investing involves risk, and past performance is no guarantee of future results. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service, and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment. The Dow Jones Industrial Average is a price-weighted index of 30 actively traded blue-chip stocks. The NASDAQ Composite Index is an unmanaged, market-weighted index of all over-the-counter common stocks traded on the National Association of Securities Dealers Automated Quotation System. The Standard & Poor's 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general. It is not possible to invest directly in an index. NYSE Group, Inc. (NYSE:NYX) operates two securities exchanges: the New York Stock Exchange (the “NYSE”) and NYSE Arca (formerly known as the Archipelago Exchange, or ArcaEx®, and the Pacific Exchange). NYSE Group is a leading provider of securities listing, trading and market data products and services. The New York Mercantile Exchange, Inc. (NYMEX) is the world's largest physical commodity futures exchange and the preeminent trading forum for energy and precious metals, with trading conducted through two divisions – the NYMEX Division, home to the energy, platinum, and palladium markets, and the COMEX Division, on which all other metals trade. Additional risks are associated with international investing, such as currency fluctuations, political and economic instability and differences in accounting standards. This material represents an assessment of the market environment at a specific point in time and is not intended to be a forecast of future events, or a guarantee of future results. Past performance is no guarantee of future results. Investments will fluctuate and when redeemed may be worth more or less than when originally invested. All economic and performance data is historical and not indicative of future results. Market indices discussed are unmanaged. Investors cannot invest in unmanaged indices. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional.   Citations. 1 - tinyurl.com/jsu4hrx [4/7/16] 2 - businessinsider.com/ism-non-manufacturing-and-markit-services-pmi-2016-4 [4/5/16] 3 - marketwatch.com/story/oil-rebounds-but-doha-meeting-remains-a-cloud-on-the-horizon-2016-04-08 [4/8/16] 4 - marketwatch.com/story/gold-snubbed-for-riskier-assets-clings-to-weekly-gain-2016-04-08 [4/8/16] 5 - markets.on.nytimes.com/research/markets/usmarkets/usmarkets.asp [4/8/16] 6 - markets.wsj.com/us [4/8/16] 7 - bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=4%2F8%2F15&x=0&y=0 [4/8/16] 7 - bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=4%2F8%2F15&x=0&y=0 [4/8/16] 7 - bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=4%2F8%2F15&x=0&y=0 [4/8/16] 7 - bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=4%2F8%2F11&x=0&y=0 [4/8/16] 7 - bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=4%2F8%2F11&x=0&y=0 [4/8/16] 7 - bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=4%2F8%2F11&x=0&y=0 [4/8/16] 7 - bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=4%2F7%2F06&x=0&y=0 [4/8/16] 7 - bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=4%2F7%2F06&x=0&y=0 [4/8/16] 7 - bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=4%2F7%2F06&x=0&y=0 [4/8/16] 8 - treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyield [4/8/16] 9 - treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyieldAll [4/8/16]