|
|||||||||||||||||||||||||||||||
WEEKLY QUOTE
“Don't
be intimidated by what you don't know. That can be your greatest strength and
ensure that you do things differently from everyone else.”
- Sara Blakely
WEEKLY TIP
Each
day brings breaking news; beware of abruptly altering your long-range financial
strategy in response.
WEEKLY RIDDLE
You
have been hired by an eccentric farmer, who requests that you build four pens
for his nine sheep, but only allow an odd number of sheep in each pen. How do
you accomplish this?
Last week’s riddle:
I nearly always lie on a surface, and I come in different shapes
and sizes, often with curves. You can put me anywhere you like, yet there is
only one proper place for me. What am I?
Last week’s answer:
A
jigsaw puzzle piece.
|
July 30,
2012
CONSUMERS ARE STILL A BIT CYNICAL
The
good news is that the University of Michigan’s final July index of consumer
sentiment improved from its 72.0 preliminary reading to a final mark of 72.3.
Still, that represents a 2012 monthly low for the gauge, which had finished
June at 73.2.1
NEW &
PENDING HOME SALES dECLINE
In
year-over-year terms, things look sunny: new home sales were up 15.1% in June
compared with June 2011 and pending home sales were 9.5% improved from a year
before. June reports from the Census Bureau and National Association of
Realtors were respectively gloomy, however: new home sales dropped an
alarming 8.4% after two months of gains, and contracts to purchase existing
homes decreased by 1.4%.2,3
GDP LOOKS
WEAK; HARD GOODS ORDERS SURPRISE
The
federal government’s second estimate of Q2 GDP (+1.5%) represents the tamest
growth since Q3 2011. June’s durable goods orders beat forecasts, registering
a 1.6% increase (economists polled by Briefing.com had predicted a gain of
0.3%).1,4,5
DOW LOGS BEST 3 DAYS OF THE YEAR
How
could that happen with such negative indicators? Two words: renewed hope. Thursday,
European Central Bank president Mario Draghi said the ECB would do whatever
is needed to save the euro; Friday, Draghi was reportedly talking with
Germany’s central bank about coordinated sovereign debt purchases. So the Dow (+1.97% to 13,075.66),
NASDAQ (+1.12% to 2,958.09) and S&P 500 (+1.71% to 1,385.97) all did well
last week. COMEX gold rose 2.22% last week to end Friday at $1,618.00; oil settled
at $90.13 Friday, as prices slipped 1.85% across five days.1,4,6
THIS WEEK: Monday,
earnings from Anadarko and HSBC are in. Tuesday, June consumer spending data
and May’s Case-Shiller Home Price Index arrive along with Q2 results from
Aetna, Pfizer, Deutsche Bank, Goodyear, DreamWorks, BP, Honda, UBS, Valero
and Electronic Arts. Markets will watch Washington on Wednesday as a Federal
Reserve policy meeting ends; July’s ISM manufacturing index, July auto sales
figures and earnings from MasterCard, Yelp, Time Warner, Burger King,
Marathon Oil, Hartford Financial, Green Mountain Coffee, Comcast, MetLife and
Prudential Financial also appear. Will the ECB make a move when its policy
meeting concludes Thursday? Stateside, that day brings the latest initial jobless
claims, data on June factory orders and Q2 results from Clorox, GM, Kraft,
AIG, Sony, Activision Blizzard, LinkedIn, Sunoco and Kellogg. Friday, the
June jobs report and ISM’s June service sector index appear; Q2 results come
in from Beazer, Viacom, Toyota, NYSE Euronext, Procter & Gamble and Berkshire
Hathaway.
Sources: cnbc.com, bigcharts.com, treasury.gov, treasurydirect.gov - 7/27/124,7,8,9
Indices are unmanaged, do not
incur fees or expenses, and cannot be invested into directly.
These returns do not include
dividends.
|
||||||||||||||||||||||||||||||
Please feel
free to forward this article to family, friends or colleagues.
If you would like us to add them to our distribution list, please reply with their address. We will contact them first and request their permission to add them to our list. |
|||||||||||||||||||||||||||||||
|
|||||||||||||||||||||||||||||||
«RepresentativeDisclosure»
This material was prepared by
MarketingLibrary.Net Inc., and does not necessarily represent the views of
the presenting party, nor their affiliates. Marketing Library.Net Inc. is not
affiliated with any broker or brokerage firm that may be providing this information
to you. This information should not be construed as investment, tax or legal
advice and may not be relied on for the purpose of avoiding any Federal tax
penalty. The Dow Jones Industrial Average is a price-weighted index of 30
actively traded blue-chip stocks. The NASDAQ Composite Index is an unmanaged,
market-weighted index of all over-the-counter common stocks traded on the
National Association of Securities Dealers Automated Quotation System. The
Standard & Poor's 500 (S&P 500) is an unmanaged group of securities
considered to be representative of the stock market in general. It is not
possible to invest directly in an index. NYSE Group, Inc. (NYSE:NYX) operates
two securities exchanges: the New York Stock Exchange (the “NYSE”) and NYSE
Arca (formerly known as the Archipelago Exchange, or ArcaEx®, and the Pacific
Exchange). NYSE Group is a leading provider of securities listing, trading
and market data products and services. The New York Mercantile Exchange, Inc.
(NYMEX) is the world's largest physical commodity futures exchange and the
preeminent trading forum for energy and precious metals, with trading
conducted through two divisions – the NYMEX Division, home to the energy,
platinum, and palladium markets, and the COMEX Division, on which all other
metals trade. Additional risks are associated with international investing,
such as currency fluctuations, political and economic instability and
differences in accounting standards. All information is believed to be from
reliable sources; however we make no representation as to its completeness or
accuracy. All economic and performance data is historical and not indicative
of future results. Market indices discussed are unmanaged. Investors cannot
invest in unmanaged indices. The publisher is not engaged in rendering legal,
accounting or other professional services. If assistance is needed, the
reader is advised to engage the services of a competent professional.
Citations.
1 - money.msn.com/market-news/post.aspx?post=51f8caab-e29b-4584-b079-effc8020cb48
[7/27/12]
2 - www.cnbc.com/id/48335711 [7/26/12]
3 - www.cbsnews.com/8301-505145_162-57480113/new-home-sales-drop-but-up-for-the-year/
[7/27/12]
4 - money.msn.com/market-news/post.aspx?post=ed48f96d-7a7c-4319-8c50-47ce5224d6c8
[7/27/12]
5 - briefing.com/investor/calendars/economic/2012/07/23-27
[7/27/12]
6 - montoyaregistry.com/Financial-Market.aspx?financial-market=common-financial-mistakes-and-how-to-avoid-them&category=29
[7/27/12]
7 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=7%2F27%2F11&x=0&y=0
[7/27/12]
7 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=7%2F27%2F11&x=0&y=0
[7/27/12]
7 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=7%2F27%2F11&x=0&y=0
[7/27/12]
7 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=7%2F27%2F07&x=0&y=0
[7/27/12]
7 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=7%2F27%2F07&x=0&y=0
[7/27/12]
7 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=7%2F27%2F07&x=0&y=0
[7/27/12]
7 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=7%2F26%2F02&x=0&y=0
[7/27/12]
7 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=7%2F26%2F02&x=0&y=0
[7/27/12]
7 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=7%2F26%2F02&x=0&y=0
[7/27/12]
8 -
treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyield
[7/27/12]
8 -
treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyieldAll
[7/27/12]
9 - treasurydirect.gov/instit/annceresult/press/preanre/2002/ofm71002.pdf
[7/10/02]
|
Tuesday, July 31, 2012
Economic Update for the week of July 30th, 2012
Tuesday, July 24, 2012
Economic Update for the week of July 23rd, 2012
|
|||||||||||||||||||||||||||||||
WEEKLY QUOTE
“Live
out of your imagination, not your history.”
- Stephen R. Covey
WEEKLY TIP
If
you are serious about buying a home, getting pre-approved by a lender can
give you a better chance of making a serious offer.
WEEKLY RIDDLE
I
nearly always lie on a surface, and I come in different shapes and sizes,
often with curves. You can put me anywhere you like, yet there is only one proper
place for me. What am I?
Last week’s riddle:
Note this alphabetic progression: B, C, D, E, G. What letter
should then follow as the sixth letter in this successive series?
Last week’s answer:
P (the
next letter in the alphabet with the same rhyming sound).
|
July 23,
2012
NO ADVANCE IN CONSUMER PRICES
The
federal government’s Consumer Price Index was flat in June, though the core
CPI (minus food and energy prices) did rise 0.2%. Statistically, this was
exactly what economists surveyed by MarketWatch had expected. Annualized
inflation was running at 3.9% back in September; it was just 1.7% in both May
and June.1
HOUSING
INDICATORS REGISTER HIGHS & LOWS
According
to the Commerce Department, housing starts were up 6.9% for June to the
highest level since October 2008. The average interest rate on the 30-year FRM
fell to a new record low of 3.53% in Freddie Mac’s July 19 survey, as did the
average rate on the 15-year FRM (2.83%). Existing home sales, however, slipped
badly in June – the National Association of Realtors said the sales volume slowed
5.4% to a pace unseen in nine months. Sales were still 4.5% improved from a
year before.2
RETAIL SALES
SLIP 0.5% in JUNE
They
have now declined for three straight months, and a retreat of that length
hasn’t been recorded by the Commerce Department since July-December 2008. Analysts
polled by Bloomberg News had forecast an increase of at least 0.2%.3
STOCKS SLIP FRIDAY BUT GAIN FOR THE
WEEK
Spain’s
projection of recession into 2013 sent European shares down about 1% on
Friday, with yields on Spanish bonds topping 7%. The Dow fell 121 points on
the day, but on the week it rose 0.36% to close at 12,822.57 Friday. The
NASDAQ (+0.58% to 2,925.30) and S&P 500 (+0.43% to 1,362.66) also posted
five-day gains. After a 4.98% weekly gain, NYMEX crude settled Friday at
$91.44 per barrel.4,5
THIS WEEK: Earnings
season is in full swing, with McDonalds, Hasbro, Baidu, Halliburton and Texas
Instruments offering results Monday. Tuesday, Q2 results are in from Apple,
Broadcom, DuPont, UPS, Aflac and AT&T. Wednesday, the Census Bureau
publishes June new home sales data and Ford, ConocoPhillips, Symantec, PepsiCo,
Bristol-Myers, GlaxoSmithKline, Western Digital, Boeing, Caterpillar, VISA,
WholeFoods and Zynga issue earnings reports. On Thursday, new initial claims figures
are in along with the latest pending home sales report from the NAR and data
on hard goods orders in June; earnings arrive from ExxonMobil, 3M, Pulte,
Sprint, Expedia, Amazon.com, Starbucks, Amgen, Facebook, Dow Chemical,
AstraZeneca and Credit Suisse, and a Commodity Futures Trading Commission
emergency meeting will be held in response to the PFGBest scandal. Friday
brings the final University of Michigan consumer sentiment survey for July,
the second estimate of Q2 GDP and earnings from Barclays, Merck, DR Horton
and Chevron.
Sources: money.msn.com, bigcharts.com, treasury.gov, treasurydirect.gov - 7/20/124,6,7,8
Indices are unmanaged, do not
incur fees or expenses, and cannot be invested into directly.
These returns do not include
dividends.
|
||||||||||||||||||||||||||||||
Please feel
free to forward this article to family, friends or colleagues.
If you would like us to add them to our distribution list, please reply with their address. We will contact them first and request their permission to add them to our list. |
|||||||||||||||||||||||||||||||
|
|||||||||||||||||||||||||||||||
«RepresentativeDisclosure»
This material was prepared by
MarketingLibrary.Net Inc., and does not necessarily represent the views of the
presenting party, nor their affiliates. Marketing Library.Net Inc. is not
affiliated with any broker or brokerage firm that may be providing this
information to you. This information should not be construed as investment,
tax or legal advice and may not be relied on for the purpose of avoiding any
Federal tax penalty. The Dow Jones Industrial Average is a price-weighted
index of 30 actively traded blue-chip stocks. The NASDAQ Composite Index is
an unmanaged, market-weighted index of all over-the-counter common stocks
traded on the National Association of Securities Dealers Automated Quotation
System. The Standard & Poor's 500 (S&P 500) is an unmanaged group of
securities considered to be representative of the stock market in general. It
is not possible to invest directly in an index. NYSE Group, Inc. (NYSE:NYX)
operates two securities exchanges: the New York Stock Exchange (the “NYSE”)
and NYSE Arca (formerly known as the Archipelago Exchange, or ArcaEx®, and
the Pacific Exchange). NYSE Group is a leading provider of securities
listing, trading and market data products and services. The New York
Mercantile Exchange, Inc. (NYMEX) is the world's largest physical commodity
futures exchange and the preeminent trading forum for energy and precious
metals, with trading conducted through two divisions – the NYMEX Division,
home to the energy, platinum, and palladium markets, and the COMEX Division,
on which all other metals trade. Additional risks are associated with
international investing, such as currency fluctuations, political and
economic instability and differences in accounting standards. All information
is believed to be from reliable sources; however we make no representation as
to its completeness or accuracy. All economic and performance data is historical
and not indicative of future results. Market indices discussed are unmanaged.
Investors cannot invest in unmanaged indices. The publisher is not engaged in
rendering legal, accounting or other professional services. If assistance is
needed, the reader is advised to engage the services of a competent
professional.
Citations.
1 - www.marketwatch.com/story/us-consumer-prices-unchanged-in-june-2012-07-17-81035025
[7/17/12]
2 - minnesota.publicradio.org/display/web/2012/07/19/business/housing-stats/
[7/19/12]
3 - www.sfgate.com/business/bloomberg/article/Retail-Sales-Drop-Unexpectedly-on-Weak-U-S-Job-3710443.php
[7/16/12]
4 - money.msn.com/market-news/post.aspx?post=ed48f96d-7a7c-4319-8c50-47ce5224d6c8
[7/20/12]
5 - montoyaregistry.com/Financial-Market.aspx?financial-market=common-financial-mistakes-and-how-to-avoid-them&category=29
[7/20/12]
6 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=7%2F20%2F11&x=0&y=0
[7/20/12]
6 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=7%2F20%2F11&x=0&y=0
[7/20/12]
6 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=7%2F20%2F11&x=0&y=0
[7/20/12]
6 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=7%2F20%2F07&x=0&y=0
[7/20/12]
6 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=7%2F20%2F07&x=0&y=0
[7/20/12]
6 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=7%2F20%2F07&x=0&y=0
[7/20/12]
6 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=7%2F19%2F02&x=0&y=0
[7/20/12]
6 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=7%2F19%2F02&x=0&y=0
[7/20/12]
6 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=7%2F19%2F02&x=0&y=0
[7/20/12]
7 -
treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyield
[7/20/12]
7 -
treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyieldAll
[7/20/12]
8 - treasurydirect.gov/instit/annceresult/press/preanre/2002/ofm71002.pdf
[7/10/02]
|
Tuesday, July 17, 2012
Economic Update for the week of July 16th, 2012
|
|||||||||||||||||||||||||||||||
WEEKLY QUOTE
“People
often say that motivation doesn’t last. Well, neither does bathing – that’s
why we recommend it daily.”
- Zig Ziglar
WEEKLY TIP
As
you retire, look at the changes in your expenses. Will your mortgage soon be
paid off? What business-related expenses will disappear, and what new
expenses will emerge? This may matter greatly in your retirement planning.
WEEKLY RIDDLE
Note
this alphabetic progression: B, C, D, E, G. What letter should then follow as
the sixth letter in this successive series?
Last week’s riddle:
I may be red, green or yellow. Eat me, and you may stay a healthy
fellow. My interior is white; I don’t give off light. What am I?
Last week’s answer:
An
apple.
|
July 16,
2012
CONSUMER SENTIMENT CONTINUES TO SLIP
Analysts
polled by Reuters had expected the University of Michigan’s initial July
consumer sentiment index to show a minor gain. That didn’t happen: instead of
the projected 0.2% rise to 73.4, the index fell 1.2% to 72.0, a low unseen
since December. An exclamation point within the data: just 19% of Americans
polled felt that their financial situation would improve within the next
year, a record low for the survey. The barometer of current economic
conditions did improve to 83.2 from 81.5.1
PRODUCER
PRICES RISE 0.1% in JUNE
Given
the 0.9% decline in energy prices last month, this overall gain in the
Producer Price Index was surprising. The cost of gasoline increased 1.9% last
month and food prices climbed as well, influencing the advance. Core PPI rose
0.2% in June.1
OIL, GOLD
& RETAIL GAS PRICES MOVE NORTH
Pump
prices increased 0.9% last week, according to AAA’s Daily Fuel Gauge Report;
they are up 1.0% so far for the month. NYMEX crude gained 3.14% last week to
settle Friday at $87.10 a barrel; gold advanced 0.86% on the COMEX for the
week, with those futures settling Friday at $1,592.50 per ounce.2
DOW CLIMBS 200 POINTS ON FRIDAY THE
13TH
Why?
China’s latest annualized GDP estimate (+7.6%) was not as bad as forecasters
expected, and Q2 results from JPMorgan and Wells Fargo were encouraging, even
as Moody’s cut Italy’s credit rating Friday to two notches above junk level. After
its 204-point Friday gain, the DJIA settled at 12,777.09. The NASDAQ ended
Friday at 2,908.47, while the S&P 500 closed at 1,356.77. Across the week,
the Dow went +0.04%, the S&P +0.15% and the NASDAQ -0.98%.2,3,4
THIS WEEK: Monday,
Census Bureau data on June retail sales arrives plus Q2 results from Citigroup,
Charles Schwab and Gannett. Tuesday, the June CPI and June industrial output
data appear, Ben Bernanke starts two days of testimony in Congress, and
earnings reports emerge from Yahoo!, Intel, Coca-Cola, Goldman Sachs, Johnson
& Johnson and Mattel. On Wednesday, a new Fed Beige Book is out, June
housing starts and building permits figures arrive and we have earnings from Bank
of America, U.S. Bancorp, American Express, PNC Bank, Honeywell, Qualcomm,
Yum! Brands and eBay. Thursday, NAR offers June existing home sales data, new
initial claims numbers appear and Q2 results arrive from Philip Morris,
Microsoft, Morgan Stanley, Novartis, SanDisk, Capital One, Nokia, Travelers,
Verizon, BB&T, Google, AMD, Chipotle, E*Trade and Southwest Airlines.
Friday, we have IPOs from Kayak and Fender and Q2 earnings from GE and Xerox.
Sources: cnbc.com, bigcharts.com, treasury.gov, treasurydirect.gov - 7/13/123,5,6,7
Indices are unmanaged, do not
incur fees or expenses, and cannot be invested into directly.
These returns do not include
dividends.
|
||||||||||||||||||||||||||||||
Please feel
free to forward this article to family, friends or colleagues.
If you would like us to add them to our distribution list, please reply with their address. We will contact them first and request their permission to add them to our list. |
|||||||||||||||||||||||||||||||
|
|||||||||||||||||||||||||||||||
«RepresentativeDisclosure»
This material was prepared by
MarketingLibrary.Net Inc., and does not necessarily represent the views of
the presenting party, nor their affiliates. Marketing Library.Net Inc. is not
affiliated with any broker or brokerage firm that may be providing this
information to you. This information should not be construed as investment,
tax or legal advice and may not be relied on for the purpose of avoiding any
Federal tax penalty. The Dow Jones Industrial Average is a price-weighted
index of 30 actively traded blue-chip stocks. The NASDAQ Composite Index is
an unmanaged, market-weighted index of all over-the-counter common stocks
traded on the National Association of Securities Dealers Automated Quotation
System. The Standard & Poor's 500 (S&P 500) is an unmanaged group of
securities considered to be representative of the stock market in general. It
is not possible to invest directly in an index. NYSE Group, Inc. (NYSE:NYX)
operates two securities exchanges: the New York Stock Exchange (the “NYSE”)
and NYSE Arca (formerly known as the Archipelago Exchange, or ArcaEx®, and
the Pacific Exchange). NYSE Group is a leading provider of securities
listing, trading and market data products and services. The New York
Mercantile Exchange, Inc. (NYMEX) is the world's largest physical commodity
futures exchange and the preeminent trading forum for energy and precious
metals, with trading conducted through two divisions – the NYMEX Division,
home to the energy, platinum, and palladium markets, and the COMEX Division,
on which all other metals trade. Additional risks are associated with
international investing, such as currency fluctuations, political and
economic instability and differences in accounting standards. All information
is believed to be from reliable sources; however we make no representation as
to its completeness or accuracy. All economic and performance data is
historical and not indicative of future results. Market indices discussed are
unmanaged. Investors cannot invest in unmanaged indices. The publisher is not
engaged in rendering legal, accounting or other professional services. If assistance
is needed, the reader is advised to engage the services of a competent
professional.
Citations.
1 - www.reuters.com/article/2012/07/13/usa-economy-idUSL2E8ID23U20120713
[7/13/12]
2 - money.msn.com/market-news/post.aspx?post=96140b67-efa5-49c8-9ffc-85cd17eaea41
[7/13/12]
3 - www.cnbc.com/id/48174616 [7/13/12]
4 - montoyaregistry.com/Financial-Market.aspx?financial-market=common-financial-mistakes-and-how-to-avoid-them&category=29
[7/13/12]
5 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=7%2F13%2F11&x=0&y=0
[7/13/12]
5 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=7%2F13%2F11&x=0&y=0
[7/13/12]
5 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=7%2F13%2F11&x=0&y=0
[7/13/12]
5 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=7%2F13%2F07&x=0&y=0
[7/13/12]
5 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=7%2F13%2F07&x=0&y=0
[7/13/12]
5 -
bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=7%2F13%2F07&x=0&y=0
[7/13/12]
5 -
bigcharts.marketwatch.com/historical/default.asp?symb=DJIA&closeDate=7%2F12%2F02&x=0&y=0
[7/13/12]
5 -
bigcharts.marketwatch.com/historical/default.asp?symb=COMP&closeDate=7%2F12%2F02&x=0&y=0
[7/13/12]
5 - bigcharts.marketwatch.com/historical/default.asp?symb=SPX&closeDate=7%2F12%2F02&x=0&y=0
[7/13/12]
6 -
treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyield
[7/13/12]
6 -
treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyieldAll
[7/13/12]
7 - treasurydirect.gov/instit/annceresult/press/preanre/2002/ofm71002.pdf
[7/10/02]
|
Subscribe to:
Posts (Atom)